[WORLD]

Briefing: Home equity is declining — but the average borrower still has $295K. Should you open a HELOC now, even if you don’t need the money ASAP?

Strategic angle: Exploring the implications of declining home equity and the potential benefits of a HELOC.

Editorial Staff  ·  2026-03-22  ·  1 MIN READ

Average borrower has $295K in home equity.

Home equity is on the decline.

Considerations for opening a HELOC.